SBI Shinsei Bank offers individuals yen and foreign-currency deposits, mutual funds, insurance and housing loans. For companies it provides syndicated loans, real-estate non-recourse finance, foreign-exchange hedging and corporate-revitalization advisory services, and it works with regional financial institutions across Japan.
Group company APLUS handles shopping credit, credit cards and payments, while Shinsei Financial provides personal loans and supplies expertise and systems to partner banks under credit-guarantee tie-ups. Showa Leasing finances capital investment such as IT, industrial and medical equipment. The group had 5,828 consolidated employees as of March 31, 2026.
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