ACOM provides personal loans and credit cards in Japan and guarantees loans made by other financial institutions. The group positions its loan and credit card business, guarantee business and overseas financial business as its core businesses, aiming to expand its share of the personal loan market.
Overseas, EASY BUY in Thailand, established in 1996 as ACOM's first overseas base, offers unsecured personal loans under the Umay+ brand and installment loans under the EASY BUY brand. ACOM Consumer Finance Corporation, a joint venture with ITOCHU in the Philippines, began personal lending in July 2018.
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