Mastercard

Payment Networks · Financial Technology · Cybersecurity & Data Services

Mastercard is a payments technology company whose network links card issuers and merchant acquirers, enabling consumers and organizations to make electronic payments worldwide. It does not issue cards or extend credit. Its customers include financial institutions, merchants, businesses, governments and digital partners.

Its products cover consumer and commercial payments, account-to-account and cross-border money movement, processing and gateways. Mastercard also sells cybersecurity, fraud prevention, authentication, open-finance, data analytics, loyalty and advisory services. It earns network revenue mainly from fees tied to payment volume and transaction switching, while its value-added services generate fixed or transaction-based fees.