American Express

Payments · Credit Cards · Merchant Services

American Express is a global payments company serving consumers, small and midsize businesses, large corporations and merchants. It issues credit and charge cards and provides merchant acquiring, payment processing, network services, travel, dining, expense management, banking and financing products.

Its closed-loop network connects card members and merchants, supporting transaction authorization, settlement, rewards and fraud controls. American Express earns discount revenue from merchant transactions, card fees, interest on loans, network fees, and charges for travel and other services. Partner banks also issue cards on its network.