PayPay Card Corporation is a wholly owned subsidiary of PayPay Corporation that provides consumer credit-card services. It issues the no-annual-fee PayPay Card and the fee-based PayPay Card Gold for use at Visa, Mastercard, JCB and PayPay merchants. Customers can connect their cards to the PayPay app for PayPay Credit, points, billing details and payment management.
The business earns revenue from card transactions and services, Gold membership fees, and interest or fees on revolving payments, installments and cash advances. Its offering also includes family and ETC cards, Apple Pay and Google Pay support, and the ability to apply PayPay Points or PayPay Money toward monthly bills.
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