SmartBank

Consumer Fintech · Personal Finance · Payments · Invoice Factoring · Shinagawa, Tokyo

SmartBank is a Japanese fintech company founded in April 2019 that develops OneBank. The service combines an AI budgeting app with optional rechargeable Visa prepaid cards. Individuals can track spending and linked accounts, couples can share cards through the Pair Card, and parents can see junior-card payments in real time.

The company also buys unpaid invoices from sole proprietors and freelancers through OneBank Invoice Factoring, with a stated fee of 10 to 14 percent. It sells OneBank Plus, a ¥480-per-month membership with unlimited account linking, more AI receipt and screenshot reading, and custom budget categories. SmartBank has not publicly disclosed comparable annual revenue.

Remote or hybrid
13%
Most requested
Common areas
  • Product management 4
  • UI/UX design 2
  • Backend engineering 1
  • Business development 1

Measured from the 16 listings Ranked has live for SmartBank. Japanese level, visa signal and skills are AI-graded from each posting and can be wrong — confirm against the employer's original posting before applying.

16

2

Full-time

Japanese?

SRE

DevOps

Cloud

Backend

Design and build scalable infrastructure for the OneBank product, focusing on reliability and performance.

Full-time

Japanese?

PM

Fintech

Payments

GenAI

Lead product management for the OneBank service, focusing on user understanding and complex system integration.

Full-time

Japanese?

PM

Fintech

Startup

JP company

The Product Manager will focus on understanding users and their needs through UX research, managing complex requirements, and leading product management teams.

Full-time

Japanese?

PM

Fintech

Management

GenAI

Lead the product management of a household management product, focusing on growth and user engagement.

Full-time

Japanese?

Fintech

Content Mkt

Marketing

Startup

Lead PR initiatives to change public perception about money and household management, focusing on product PR.

Full-time

Japanese?

Compliance

Payments

Fintech

Startup

Build and operate SmartBank’s internal audit function, from audit planning and execution to management reporting, improvement recommendations and follow-up, while supporting legal and compliance work.

Full-time

Japanese?

Product Dsgn

UI/UX

UI Design

UX Design

Lead Designer responsible for UX and UI design, leading projects, and collaborating with teams to enhance design value.

Full-time

Japanese?

Marketing

Digital Mkt

Fintech

SQL

Responsible for marketing strategies and user acquisition for SmartBank's services, including ad management and performance evaluation.

Full-time

Japanese?

Eng Manager

Management

Fintech

Startup

Manage and enhance the engineering organization, focusing on sustainable scaling and strategic execution.

Full-time

Japanese?

Security

Cybersec

Payments

Startup

Lead product security for a card-payments product, covering vulnerability management, risk reviews, data protection, monitoring, incident response and secure-coding guidance.

Full-time

Japanese?

Backend

Fintech

Go

AWS

Develop and maintain server-side systems for mobile applications, payment systems, and KYC systems.

Full-time

Japanese?

iOS

Fintech

Android

Payments

Develop the OneBank iOS app from problem discovery through design, implementation, testing, release, and measurement, while shaping APIs and app operations with the team.

Full-time

Japanese?

Remote

Biz Dev

Fintech

Project Mgr

Plans and drives fintech business initiatives, including changes to a consumer business model and a new B2B offering, coordinating market analysis, KPIs, partners and internal teams.

Full-time

Japanese?

Fintech

Product Dsgn

Startup

JP company

Design user experiences and interfaces for products, focusing on usability and communication design.

Full-time

Japanese?

Remote

AI

GenAI

Python

Build and operate LLM-based AI agents for a new financial-services B2B product, working from customer discovery and technical validation through production deployment and adoption.