Financial Risk Analyst Manager / CRMO Candidate

Yoii

Management

Fintech

Fin Analyst

About this role

This role leads the Financial Risk Analyst (FRA) function for a revenue-based financing (RBF) service. The main responsibilities are screening companies receiving RBF and monitoring them after funding. The manager sets the department’s operating direction and roadmap, manages team members, and leads the development of the function.

Day-to-day work includes interviews with RBF recipients, analysis of financial condition and business activities, risk analysis for individual cases, and execution of reviews using financial and non-financial company data. The role also manages the funded-company portfolio, considers future portfolio strategy, improves screening standards, and builds and operates a risk-management framework that includes monitoring existing cases.

A major focus is making the review operation more consistent and scalable. Responsibilities include standardizing and automating screening processes, improving workflows, proposing improvements to risk models, and providing financial expertise and knowledge to the data science team as models are updated. The role may also support the creation of risk models from the beginning when the service expands into business areas where future revenue is more difficult to predict.

The FRA team currently consists of one Financial Risk Analyst, who came from a financial institution, and this is an additional hire. The data scientist team is responsible for developing the risk models, while this role contributes finance-related input to their improvement. The service currently provides funding mainly to companies in SaaS, subscription-based businesses, and D2C, where revenue forecasts are relatively easier to make.

Yoii Fuel is an RBF platform released in April 2022. It uses AI to forecast future revenue and supports funding decisions based on that forecast. Customer financial data, including sales and profit information, can be obtained through API connections with accounting-management systems. The business has executed more than 200 RBF transactions and is expanding its support for startups and small and medium-sized companies.

The position is based at the Meguro Aobadai office in Tokyo. The organization had 24 members as of October 1, 2025, and is described as multinational. Internal communication is English-based. The posting describes a possible future role as CRO (Chief Risk Officer), involving management-level responsibility for optimizing RBF recipients and overseeing business risk.

This is an AI-generated summary of the employer's original posting — details can be incomplete, out of date or simply wrong. Always confirm everything on the official posting before applying.