Loan Origination Specialist, Lending-Based Crowdfunding

This role is responsible for originating lending opportunities for a lending-based crowdfunding business. Day-to-day responsibilities include developing prospective borrowers, focusing on real estate companies and other industries in Japan and finance companies overseas. The role also involves negotiating with borrowers, providing follow-up and monitoring after lending, conducting credit assessments, preparing loan agreements, obtaining internal approvals, and executing loans.

Required experience includes corporate lending at a bank or non-bank financial institution. Experience limited to individual lending or lending to small and medium-sized enterprises is not considered applicable. Candidates must also have experience providing real estate-secured loans or non-recourse loans at a bank or non-bank financial institution.

Preferred qualifications include experience or knowledge in establishing credit review structures and review standards, as well as knowledge and experience in creating loan-related products such as loan receivables securitization. Adaptability to new financing methods, including crowdfunding and fund formation, and experience working for another social lending operator are also valued.

The role requires the ability to balance loan safety with the proactive origination of quality opportunities, together with strong customer negotiation skills. Curiosity about new areas, willingness to take on challenges, responsibility, and the ability to coordinate with colleagues and complete assigned work are also desired qualities.

The scope of duties and work location may change to those designated by the company, including telework locations. The recruitment capacity is one person. A reference check may be requested during the selection process.