Loan Origination Specialist, Lending-Based Crowdfunding

This role is responsible for originating lending opportunities for a lending-based crowdfunding business. Day-to-day responsibilities include developing prospective borrowers, focusing on real estate companies and other industries in Japan and finance companies overseas. The role also involves negotiating with borrowers, providing follow-up and monitoring after lending, conducting credit assessments, preparing loan agreements, obtaining internal approvals, and executing loans.

Required experience includes corporate lending at a bank or non-bank financial institution. Experience limited to individual lending or lending to small and medium-sized enterprises is not considered applicable. Candidates must also have experience providing real estate-secured loans or non-recourse loans at a bank or non-bank financial institution.

Preferred qualifications include experience or knowledge in establishing credit review structures and review standards, as well as knowledge and experience in creating loan-related products such as loan receivables securitization. The posting also values adaptability to new financing methods, including crowdfunding and fund formation, and experience working for another social lending operator.

The role requires the ability to balance loan safety with the proactive origination of quality opportunities, together with strong customer negotiation skills. Curiosity about new areas, willingness to take on challenges, responsibility, and the ability to coordinate with colleagues and complete assigned work are also stated as desired qualities.

The position is full-time and based at Atlas Building, 5 Ichibancho, Chiyoda-ku, Tokyo. Working hours are 8:40 to 17:10 with a one-hour break. Holidays include a five-day workweek with Saturdays and Sundays off, national holidays, and year-end and New Year holidays. Annual paid leave is 17 to 23 days, prorated for employees who join during the year; hourly paid leave, nursing care leave, and maternity and childcare leave systems are also available. Smoking is prohibited during working hours. The scope of duties and work location may change to those designated by the company, including telework locations. Salary is determined by discussion and details are provided during the interview. The recruitment capacity is one person. A reference check may be requested during the selection process.