Financial Risk Management

Lead the design and management of financial risk (credit, ALM, and market risk) at Money Forward Kessai — a company staffed via secondment from Money Forward Inc. — and advise management on risk-based strategy. Working alongside existing operations/systems risk staff as the team's financial risk specialist, responsibilities include: advancing credit risk management (portfolio management, optimizing credit limits, analyzing business concentration risk); financial/ALM risk management (quantifying and monitoring liquidity and market risk, setting risk policy that balances assets and liabilities); risk assessment for new businesses, including compliance with laws such as the Payment Services Act; and strategic proposals to management, including profit-maximization proposals based on risk assessment and running the risk management committee secretariat. Requires 3+ years of practical experience at a financial institution (bank, trust bank, or insurance company), plus 2-3+ years of specialized experience in credit management/loan screening, ALM/liquidity risk management or market middle/back-office work, or risk management/compliance in corporate planning. English ability or systems/data analysis knowledge, and experience in fund transfer, payment agency, or cashless industry businesses are preferred but not required. Hybrid work style with 2+ office days per week plus remote; flextime with core hours. Full-time, salary ¥6,000,000–¥12,000,000/year (monthly salary, includes a fixed overtime allowance covering 45 hours of overtime and 40 hours of late-night work). Location: Tamachi, Minato-ku, Tokyo.