Product Development Staff

Rakuten

PM

Compliance

Finance

About this role

Rakuten Sonpo, a non-life insurance company within Rakuten Group, is hiring for its Product Development department, one of three teams (alongside product actuarial and product operations) under the Product Profit Management division. The team creates new insurance products aiming to bring innovation to the traditional insurance industry, leveraging Rakuten's IT platform and member data for product and sales strategy.

Responsibilities include market and competitor research, identifying customer needs, and planning new product proposals; evaluating existing products and business processes and proposing improvements; drafting policy terms and contract provisions; preparing regulatory approval applications and negotiating with the Financial Services Agency; creating and reviewing product brochures and sales materials; planning sales promotion strategies and sales plans; coordinating with sales, systems development, administration, and claims departments; and leading internal projects.

Required: experience in product planning or development for auto insurance or other new insurance products, along with problem-solving, proposal, and communication skills. Preferred: experience negotiating product approvals with the Financial Services Agency.

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