Payments Business Compliance Specialist

This role is responsible for practical work to build and strengthen the compliance framework within the Legal, Compliance and Risk Management Division. Working with existing team members, the role will learn financial-industry knowledge and turn identified risks into rules, manuals and operational processes suited to the business.

Responsibilities include reviewing the rules framework against business operations such as prepaid payment instrument issuance and regulations including the Payment Services Act; creating practical manuals; establishing complaint-management flows that business teams can operate; analyzing the causes of compliance violations and preparing and checking improvement measures; planning and conducting monitoring activities; planning and delivering compliance training and awareness activities; operating the compliance committee; and responding to supervisory authorities such as the Financial Services Agency and Kanto Local Finance Bureau, as well as self-regulatory organizations.

Applicants should have at least two years of practical experience in an administrative function at a business company or financial institution, including legal affairs, risk management, internal control, internal audit, general affairs or operational administration. Experience creating, revising or introducing internal rules, business manuals or operational flows is required. The role also requires a strong interest in unfamiliar regulations and fintech knowledge, a willingness to learn independently, and the ability to communicate smoothly with internal and external stakeholders and coordinate toward problem resolution.

Knowledge or practical experience related to financial regulations, including the Payment Services Act and financial guidelines, experience improving business processes or managing projects involving other departments, and experience dealing with the Financial Services Agency, finance bureaus or industry organizations are welcomed.

The position supports payment and financing services in a fintech business. It is intended for someone who can help establish compliance systems from the ground up while balancing risk management with support for business growth. The employment is with Money Forward, Inc., with assignment to Money Forward Kessai, Inc. The position uses a hybrid work style with at least two days per week in the office and remote work; office days vary by team and may change depending on company or business conditions.

The employment type is regular employee. The salary is an annualized monthly salary of 6,000,000 to 11,004,000 JPY, including fixed allowances for 45 hours of scheduled or statutory overtime and 40 hours of late-night work. A three-month probationary period applies. The position uses a flextime system with eight standard working hours, a flexible period from 7:00 to 22:00 and core-time arrangements stated in the posting. Benefits include social insurance, nearby-housing and moving benefits, a rent payroll-deduction program, health examinations, influenza vaccination, book-purchase assistance, a corporate defined-contribution pension, an employee stock ownership plan and specified service discounts. Saturdays, Sundays and national holidays are non-working days, with paid leave and seasonal holidays provided. Indoor smoking is generally prohibited, with smoking rooms available.