Plan and support sales strategies for individual and mid-sized corporate customers, set and monitor KPIs, develop DX-enabled sales methods, and provide succession and asset-management solutions to affluent business owners in Tokyo.
About this role
The role reviews credit applications primarily for large Japanese companies and their domestic and overseas subsidiaries. It assesses each company’s business and financial characteristics, industry trends and regulations in relevant countries to determine whether proposed credit transactions should be accepted. The role also develops credit policies for large exposure borrowers and performs credit control.
Additional responsibilities include assigning internal ratings to large Japanese companies and their domestic and overseas subsidiaries. The role determines whether ratings should be revised in response to interim events such as downward revisions to earnings forecasts, mergers, splits and large-scale M&A transactions, and manages related credit costs.
The department handles most corporate credit transactions for large Japanese companies. Its work covers a wide range of credit cases, including major domestic and international projects, and may include participating in transaction structuring in cooperation with relevant stakeholders. The department also manages credit-related activities for large exposure borrowers and supports the development of internal review knowledge and employee capabilities.
Preferred qualifications include experience in sales or credit review for credit or investment transactions; work experience at a financial institution, rating agency, government agency or large company; knowledge of a particular industry; and knowledge of corporate finance. Language ability, including a TOEIC score of 720, is also listed as desirable.
This is a permanent position in Tokyo with no fixed contract term. The probationary period is six months, with the same salary during probation. Standard working hours are 8:40 to 17:10, with 7 hours and 30 minutes of scheduled work and a 60-minute break. Flextime may apply depending on the department. Holidays include Saturdays, Sundays, public holidays and the year-end and New Year period. Annual paid leave is 21 days, subject to adjustment in the first year. Overtime and holiday work may be required. Salary is determined under company rules and is not numerically specified. Benefits include commuting expenses, lunch support, social insurance, a company shareholding plan, childcare babysitter discounts, housing-related programs, asset-building support and leisure support. Indoor smoking is prohibited.
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